There are generally two reasons consumers need to contact credit reporting agencies. Credit reporting agencies can be contacted to obtain a free credit report or the credit reporting agencies may be contacted to handle a credit report dispute. To contact a credit reporting agency in order to obtain a free copy of your credit report, the best method is to use the website set up to make these requests for all three of the major credit reporting agencies. The three major consumer credit … [Read more...]
Beware of the Little Things that can Hurt Your Credit Score
August 21, 2009 By Leave a Comment
Countless articles regarding credit inform consumers about the big events that can have a negative impact on their credit score. But, many consumers fail to realize all the little transactions or little known transactions that may have a fairly significant and harmful influence on their credit score. We all now the importance of good credit and a good credit score in our society with its wide ranging impact from credit and borrowing to employment to insurance and housing and more. Most … [Read more...]