Obtaining a free copy of your credit report has become very easy task thanks to government intervention and the establishment of the FACT Act. The destination on the internet to go to for a free credit report is annualcreditreport.com. The service is entirely free; unfortunately, a free credit score is not included with that site or service. There are several options to review when it comes to getting a copy of your credit score. Whether it is a free credit score or not is … [Read more...]
Find Out Your Credit Score
October 5, 2010 By Leave a Comment
To find your credit score should be an easy task, unfortunately it’s not. Unlike credit reports, there is no universal resource that entitles consumers to a free copy of their credit score. Consumers are entitled to one free credit report within a 12 month period from each of the three credit bureaus but are not entitled to receive a free credit score. The FACT Act which is a revision made to the Fair Credit Reporting Act, allows consumers to get one free credit report from each of the … [Read more...]
Different Credit Scores
January 18, 2010 By Leave a Comment
When an individual obtains a credit reports from one of the credit reporting agencies or from all three, they will see that there is quite a bit of information to digest. With more than one credit report, most of the information will be the same but there will also be some information that is different. The differences in some data from one credit reporting agency to another helps to explain why credit scores would be different from different credit reporting agencies. Unfortunately, … [Read more...]