Obtaining a free copy of your credit report has become very easy task thanks to government intervention and the establishment of the FACT Act. The destination on the internet to go to for a free credit report is annualcreditreport.com. The service is entirely free; unfortunately, a free credit score is not included with that site or service. There are several options to review when it comes to getting a copy of your credit score. Whether it is a free credit score or not is … [Read more...]
Find Out Your Credit Score
October 5, 2010 By Leave a Comment
To find your credit score should be an easy task, unfortunately it’s not. Unlike credit reports, there is no universal resource that entitles consumers to a free copy of their credit score. Consumers are entitled to one free credit report within a 12 month period from each of the three credit bureaus but are not entitled to receive a free credit score. The FACT Act which is a revision made to the Fair Credit Reporting Act, allows consumers to get one free credit report from each of the … [Read more...]
Problems with Credit Repair Services
January 26, 2010 By Leave a Comment
There are numerous companies in the credit industry that target consumers who have poor credit with assurances that the company can clean up an individual’s credit to help improve their credit score or help them obtain a new loan. The sales pitches from these companies sound encouraging, especially for those individuals that have poor credit or have had a bad experience due to their poor credit and poor credit scores. Unfortunately, most of these companies can not deliver on their … [Read more...]
Getting a Free Credit Report
May 14, 2009 By Leave a Comment
The Fair Credit Reporting Act entitles everyone to one free copy of their credit report each year from each credit reporting companies. The law allows you to order one free copy of your report from each of these nationwide consumer reporting companies every 12 months. You may order the reports from the three nationwide consumer reporting companies at the same time or you can order two of the company’s reports or you can order your report from each of the company’s one at a time at … [Read more...]