Credit histories, credit reports and credit scores are key component of every individual’s financial health whether we like it or not.  Unfortunately, too many consumers don’t know what the numbers of credit score mean for them.  Have you ever obtained your credit report and credit score or been told about this number before and didn’t know what it means?  The formula behind credit scores is a bit of a secret and credit reporting agencies can each assign you a different score.  The … [Read more...]