This may remind you of your school records in elementary or high school when your history seemed t be passed along from teacher to teacher.  Negative information stays in your credit report for years and there is little you can do about it.  Like a reputation, good credit is fragile. The key to derogatory credit accounts or negative information is how quickly it can be removed from your credit report.  Depending on the type of bad credit account and what happened with it, negative … [Read more...]