Since the Fair Credit Reporting Act allows only authorized inquiries to appear in a consumer credit report, consumer can remove inquiries from a credit report. To remove inquires from a credit report a consumer should first be fully aware of the credit inquiry and credit score process. According to the Fair Credit Reporting Act, businesses with a permissible purpose may review the information in your credit report. Every time you apply for credit whether it is a mortgage or credit card, … [Read more...]
Credit Check Agencies
September 25, 2010 By Leave a Comment
Credit check agencies are companies that collect and sell information about the credit history of an individual. The report that the credit reporting agencies produce regarding consumer credit histories are called a credit reports. A credit check agency is a term that covers a number of different types of credit reporting agencies. Credit check agencies are also known as consumer reporting agencies and credit bureaus. The credit check agencies or credit reporting agencies take in a … [Read more...]
TrueCredit.com Credit Report Monitoring Service Product Review
January 15, 2010 By Leave a Comment
TrueCredit.com is a credit monitoring service provided by TrueCredit which is owned by one of the big three credit reporting agencies, TransUnion. Credit report monitoring services monitor your credit report for any changes and notify you whenever certain change occur. Monitoring your credit allows a consumer to look for errors that may appear on their report, as well as unauthorized changes that may indicate fraud. TrueCredit.com and some of the other credit monitoring services also … [Read more...]