Credit Scores and the Cost of Living

Despite all the attention that has been given to credit scores and the impact credit scores have on numerous aspects of our day to day lives, many consumers still do not understand the weight these numbers have on what we can and cannot do. Credit scores directly or indirectly impact the cost of living for most consumers in the U.S. Credit scores can be a big factor in credit decisions for financial firms like banks but they are also a significant factor in insurance rates, employment, … [Read more...]

Lexington Law Firm Credit Repair

Lexington Law firm is a company that works with consumers to help improve their credit and subsequently improve their credit score.  Lexington Law is essentially a credit repair company. Federal law gives all consumers the right to have inaccurate information in their credit reports corrected.  Having inaccurate, negative information removed from your credit report is one of the fastest methods to increase your credit score.  Lexington Law works as a facilitator to help remove bad credit … [Read more...]

TrueCredit.com Credit Report Monitoring Service Product Review

TrueCredit.com is a credit monitoring service provided by TrueCredit which is owned by one of the big three credit reporting agencies, TransUnion.  Credit report monitoring services monitor your credit report for any changes and notify you whenever certain change occur.  Monitoring your credit allows a consumer to look for errors that may appear on their report, as well as unauthorized changes that may indicate fraud.  TrueCredit.com and some of the other credit monitoring services also … [Read more...]

Why Credit Matters

In today’s world the importance of your individual credit history cannot be overstated.  Your credit score speaks for you and impacts your financial health went to a collection agency, overdue child support and bankruptcy if you file.  All this information stays on your record up to 10 years.  Prospective lenders view and just about every aspect of life. A credit report has detailed information on your credit history.  Your credit history is a record of how you pay your all your … [Read more...]

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