One of the first steps to improving your credit score is locate the problem areas.  To identify the problems in your credit report you first have to review a current report and find the individual tradelines, accounts or other data that poses a problem.  This requires more than just obtaining your credit report and highlighting the inaccurate data.  Inaccurate data that is not causing your credit score to fall is of little importance unless you simply want your credit report to reflect the … [Read more...]