The credit dispute letter is the foundation for credit report repairs and the number one way to improve a credit score.  After reviewing your credit report, if you find something incorrect in the report, you should notify, in writing, the credit reporting agency that provided the report.  This is the process to dispute credit report information.  The error that is to be covered in the credit dispute letter can be small or large, the account balance, payment history or date last paid.  As … [Read more...]