Removing negative information from a credit report is the fastest method to increase an individual’s credit score.  One of the procedures available for removing negative or derogatory records from a credit report is using what is referred to as a Pay for Delete Letter.  The pay for delete letter name describes exactly what this document is.  A pay for delete letter is sent to the creditor or collector agency asking that they remove the bad payment record from your credit report in return … [Read more...]